"Work With a Person, Not a Call Center"
Welcome to mortgagesdoneright.com! My name is Ryan Colbert and everyone that I've talked to wants to get their mortgage from an actual person, not a call center. I offer mortgages all over Minnesota, and my office is located in Coon Rapids near the Coon Rapids High School. I grew up in Blaine, Minnesota and have been in the real estate and mortgage industry for over 13 years. When you work with me and my team, you are getting my expert experience and also my hands-on approach to make buying your first or next home, or refinancing your current home as stress-free as possible. While I am Minnesota's First Time Home Buyer Educator, I offer the following loan programs: Minnesota Home Loans: I offer a wide variety of financing options including FHA, VA, USDA Rural Housing, MHFA, and Conventional loans. Minnesota FHA Mortgages: Did you know that you don't need to be a first time home buyer to get a FHA loan? Right now, FHA is one of the best loan programs available due to flexible credit standards and low down payment requirement. Conventional Mortgages: If you do have a 10-20% down or some equity in your current home and excellent credit, conventional loans are going to give you the best interest rate. Minnesota VA Mortgages: Did you serve in the armed forces? Not only do I salute and appreciate your service, but you are able to purchase a home without any money out of your pocket. A VA loan is a great program because there is not any monthly mortgage insurance. Minnesota USDA Rural Housing: If you live in certain counties in Minnesota, you can purchase a home without any money out of your pocket and you won't have any monthly mortgage insurance either! There are income restrictions based household size, so please ask if you qualify. It is truly a great loan option! MHFA: This is another awesome program that can get you into a home with little money out of pocket! If you qualify based on your income, household size, and other restrictions, you can get a $3,000-$5,000 grant to use towards your down payment. County Grant Programs: There are numerous county grants that you might be eligible to receive. It will depend on what county where you are looking to live. There are also income, asset and property restrictions and requirements. To see if you qualify, please send me an email. |
Turn the home of your dreams
into reality. Whether you are buying your first home, second home, or vacation property, use this FREE self-help tool to determine exactly what type of purchase loan is best for you.
Save money by taking
advantage of the lowest rates available. Whether you are looking to lower your rate, lower your monthly payment, or tap
into your home's equity, use this FREE self-help tool to determine exactly what type of refinance solution is best for you.
Use your home to help eliminate bad debt and bundle your bills into one easy monthly payment. Whether you need to pay off
high-interest credit cards or you just need cash now, use this FREE self-help tool to determine exactly what type of debt consolidation program is best for you.
